# Streamlined insurance protection for you and your residents
> One platform to protect your property and everything inside it. Offer residents a renters policy at lease signing, confirm their coverage with Verify AI, and fall back to tenant legal liability when a unit falls out of compliance.
Canonical URL: https://www.sureapp.com/industries/property-management
Industry slug: property-management
Category: undefined
## The challenge

Property managers and owners face mounting risks from uninsured tenant damage.
- 50% — of renters lack renters insurance
- 51% — who purchase insurance let policies lapse
- $4K+ — annual rental property damage repair costs
Uninsured residents will cause damage. Over time, this could cost you millions in fire, flood, and negligence-related losses.

## One platform for every insurance product your portfolio needs

Renters coverage for your residents, tenant legal liability to protect your properties, and add-ons that layer on top. Same underwriting, same ledger, one team to talk to.
### 01. Tenant legal liability, written under one policy
One portfolio-wide policy protects your units when a resident can't show compliant renters coverage. Verify AI checks every unit, auto-enrolls anyone who falls out of compliance, and the premium lands on that resident's rent ledger. It's the same dashboard your team already uses to track tenant coverage.
- Auto-enroll at lease start, or mid-lease the moment Verify AI detects a renters lapse.
- Per-unit billing, only when a unit is enrolled. Add or remove units mid-term without a new quote.
- $100K per occurrence, $0 deductible to you. Covers fire, water, smoke, and explosion.
- Optional endorsements: bodily injury, dog bite, pet damage, and tenant personal property.
### 02. A renters policy that meets the lease the moment it's signed
A bindable renters quote that appears in the resident's lease flow, sized to the property's minimums. Residents choose monthly or annual billing and manage the policy themselves, with proof of coverage on file the moment it binds.
- Embeddable in property management platforms.
- Liability and contents coverage that meets your filed lease minimum, with higher limits residents can add.
- Lapse alerts back to the PM the day a policy cancels.
### 03. Pet and jewelry endorsements that layer on top
Optional coverage your residents pick at lease signing or add mid-term. Pet liability and pet health for pet-friendly buildings. Scheduled jewelry for higher-value items above the renters policy's content sub-limits.
- Pet liability and optional pet health, priced to breed and age.
- Scheduled jewelry endorsement on the renters policy for items above the contents sub-limit.
- Billed alongside the underlying policy. No new admin work for the PM.

## Built into the portals property managers already use

Prebuilt connectors for the systems the property management industry actually uses. Drop in a handful of keys. Skip the integration tour.
- AppFolio — Renters and pet surfaced in tenant onboarding.
- Yardi — Waivers synced nightly to the rent roll.
- RealPage OneSite — Compliance status as a portfolio metric.
- Buildium — Single-family and small-PM friendly.
- Verify AI — Live policy verification for BYO-carrier tenants.
- Model Context (MCP) — Agents can verify, quote, explain.

## Compliance

- 50 states + DC, PR
- SOC 2 Type II
- ACORD 27 / 28 on request
- Verify AI compliance ledger
- SHA-256 ledger · per policy

## Every insurance product your portfolio needs, launched in weeks

Tell us about your portfolio. We'll show you how Sure runs renters, tenant legal liability, and add-ons on one platform, with Verify AI keeping coverage compliant across your units.
Primary action: Book a walkthrough