# Scheduled jewelry, written to cover the whole story
> Engagement rings, inherited watches, the piece you never take off. Specialty jewelry coverage, bound on the Sure platform. Worldwide protection against loss, theft, mysterious disappearance, and accidental damage.
Canonical URL: https://www.sureapp.com/products/jewelry
Product slug: jewelry
Category: Insurance products
## Specialty jewelry programs, filed state by state

One carrier, one set of forms, every state. Our carrier partner is licensed nationwide for personal jewelry. Some states cap the blanket per-claim maximum at $5,000.
Filing coverage: 51 / 51. Jurisdictions where our carrier partner writes scheduled personal jewelry through Sure today.

Forms on file:
- SU-JW-001 (live, v25.2) — Scheduled personal jewelry: blanket form
- SU-JW-002 (live, v25.1) — Worldwide coverage endorsement
- SU-JW-003 (live, v24.9) — Mysterious disappearance rider
- SU-JW-004 (live, v24.7) — Accidental damage + repair endorsement
- SU-JW-005 (live, v25.0) — Agreed-value appraisal schedule
- SU-JW-006 (live, v24.5) — Heirloom + watch-specific rider

## What a Sure jewelry policy actually covers

Standard limits shown. Every line is configurable at the program level. Raise the schedule, add a rider, set agreed value.
### Scheduled jewelry: blanket form — Core
- Per-item scheduled limit: $25k (Replacement or agreed value)
- Worldwide coverage: Included (Anywhere you travel)
- Mysterious disappearance: Included (Lost without known cause)
- Accidental damage: Included (Cracked stones, bent settings)
- Theft and loss: Included (On or off the premises)
- Deductible: $0 (Per claim)
### Endorsements — Optional
- Appraisal services: Included (Network of certified appraisers)
- Repair approval network: Included (Jeweler-direct repair routing)
- Heirloom rider: Rider (Irreplaceable-item valuation)
- Watch-specific rider: Rider (Movements, cases, bands)
- Agreed value: Rider (Locked payout on scheduled items)
- Loss reporting: Included (24/7 reporting with claims triage)

_Coverages, rates, and limits vary by state._

## What the policyholder lives in

Re-appraisals come due every few years. A missing earring needs to be reported the moment it goes missing. Sure's jewelry insurance product comes with built-in workflows that support everything, from re-appraisals to filing claims.
### Self-service that your team doesn't have to staff
Policyholders schedule re-appraisals, add new pieces to the schedule, and file loss or theft claims inside the partner's app. Claims AI handles triage in the background.
- Schedule new items at any time without re-quoting the policy
- FNOL on loss, theft, or mysterious disappearance routed straight to Claims AI
- Re-appraisal reminders surface inside the app on the right cadence
- Service handoffs to live agents stay inside the partner's brand

## Launch a jewelry program, filed and writing in weeks

Learn more about how your jewelry program can go live in weeks, not months. Built for brands and carriers ready to ship.
Primary action: Talk to Sure