# Rental car coverage, sold at the booking step
> Per-trip collision, liability, and personal accident from our carrier partner. Priced by the day, bound at checkout, proof of coverage ready before the traveler picks up the keys.
Canonical URL: https://www.sureapp.com/products/vehicle-rental
Product slug: vehicle-rental
Category: Insurance products
## A per-trip rental program, filed where the trips happen

Carrier paper underneath, Sure's rate tables on top. Every form filed, every factor versioned, every bind written to the same ledger the regulator can pull from.
Filing coverage: 45 / 51. States with a live, filed vehicle rental program on the Sure platform today. Five more in filing or pending partner go-live.

Forms on file:
- SU-VR-001 (live, v25.3) — CDW: collision damage waiver
- SU-VR-002 (live, v25.2) — Supplemental liability protection
- SU-VR-003 (live, v25.1) — Personal accident insurance
- SU-VR-004 (live, v24.9) — Personal effects coverage
- SU-VR-005 (live, v24.6) — International rental rider
- SU-VR-006 (live, v24.4) — Adventure activity endorsement

## What a Sure vehicle rental policy actually covers

Standard per-trip limits shown. Every line is configurable at the program level. Raise the CDW cap, add international, swap in an adventure rider. Sure re-rates and refiles.
### Per-trip coverage: collision, liability, accident — Core
- Collision damage waiver: $75k (Damage to the rental vehicle)
- Supplemental liability: $300k (Third-party injury and property)
- Personal accident: $25k (Driver + passenger medical)
- Personal effects: $2.5k (Theft from the rental)
- Daily rate starts at: $11/day (Economy class, contiguous US)
- Proof to the rental counter: ≤ 4 sec (Delivered at booking confirmation)
### Endorsements — Optional
- Loss of use: $1.5k (Rental company's lost daily revenue)
- Roadside assistance: Rider (Tow, jump, lockout, fuel)
- Towing: $500 (Up to covered mileage)
- International coverage: Rider (Canada, Mexico, EU partner lots)
- Adventure activity: Rider (Skiing, off-road, unpaved routes)
- One-way trip: Rider (Different drop-off location)

_Coverages, rates, and limits vary by state._

## What the policyholder lives in

Short-term coverage that sits inside the rental app. Travelers extend a trip, add a driver, or file a damage claim without ever leaving the rental flow.
### Self-service that your team doesn't have to staff
Renters extend trips, add a second driver, and file return-condition claims from inside the partner's rental app. Claims AI picks up FNOL the moment the keys come back.
- Extend rentals in two taps, no re-quote
- Add a second driver mid-trip without rebuilding the policy
- FNOL routed straight to Claims AI at vehicle return
- Agent handoffs stay inside the partner's brand

## Launch a rental program, filed and writing in weeks

Bring the distribution. A rental aggregator, a card benefits program, a carmaker's booking flow. Sure brings the carrier paper, the filings, the rates, and the claims desk. Travelers get coverage the moment they book.
Primary action: Talk to Sure