Insurance at the wheel of every vehicle you sell
Auto coverage for automakers and dealership networks. Bundled at checkout, tied to VIN, underwritten in real time. The same stack that runs OEM in-flow quotes, the same bundles that drive home-plus-auto loyalty discounts, the same rails that let any dealer connect DTC in a sprint.
Attach-rate lift for auto bundled with home at checkout.
Median quote-to-bind latency, VIN-enriched, across 50 states and DC.
From kickoff to first bound policy in a new dealer network. No MGA spin-up.
Of AI-assisted quotes complete without an agent keystroke. Exceptions route to humans.
Coverage that moves with the metal
Whether you run a 50-state DTC configurator, a national dealer network, or a homeowner-first brand looking for auto loyalty, the stack has a shape that fits. Same underwriting, same ledger, three in-flow surfaces.
- Home · HO-3 · $450k dwelling$92/mo
- Auto · Model R (VIN …Q41X)$127/mo
- Multi-line discount · filed AZ-LO-14−$18/mo
Home + auto, in one cart, with a real discount
The longstanding “multi-line” discount, reborn as a checkout option. Surface the home and auto bundle inside the same flow a buyer already moves through. Underwritten together, billed together, cancellable together.
- Bundle discount priced against filed HO-3 and PAP rate tables.
- Shared deductibles and deductible-recoverability, where filed.
- Single Sure ID across carriers, billed through one payments rail.
// 1. Quote from VIN alone$ $ curl -X POST …/v2/auto/quote \$ -d '{"vin":"7HX…Q41X","garage_state":"CA"}'200 OK{ "quote_id": "q_3K8zA","monthly": 127.04,"coverage": "full+collision","filing": "NW-AU-CA-12","bindable_until": "+15m" }// 2. Bind on delivery confirm$ $ sure auto bind q_3K8zA✓ POL-NW-AU-901218 · 214ms
OEM-native, in-flow. Quote, bind, deliver
Drop coverage into your OEM checkout the same way payment and registration live there. A VIN is all you need. Sure pre-fills the applicant, prices to the garage state, and binds before the confirmation email ships.
- VIN-first API: one call returns a bindable quote with coverage defaults.
- Garage-aware pricing: changes the rate instantly when the delivery state changes.
- Policy number + ID card returned to your order payload. No redirects.
- Policies bound214
- Commission$18,402
- Jordan K. · Model R$127/mo
- Priya R. · Crossover EV$94/mo
- Sam T. · Pickup$172/mo
Every dealership, an insurance storefront
A whitelabeled DTC portal for any franchise or independent dealer. Live rate comparison, test-drive-to-quote handoff, F&I-ready exports, all skinned to the dealer brand, all settled on Sure's rails.
- Dealer-branded storefront with optional agent handoff for complex risks.
- Test-drive capture: a phone tap during inspection starts a pre-qualified quote.
- F&I export to CDK, Reynolds, DealerSocket. Commissions reconciled nightly.
Built into the tools dealerships already run on
Prebuilt connectors for the DMS, F&I, and checkout stacks the auto industry actually uses. Drop in a handful of keys. Skip the integration tour.
Bind events flow to DMS as F&I line items.
Commission reconciliation, nightly.
CRM-side quote enrichment from VIN.
DTC storefronts, bundled at cart.
Premium collection via your existing merchant.
Any agent can quote, bind, explain.
“We selected Sure because their platform supports our ability to deliver a modern digital experience while maintaining the discipline and strength that define Jewelers Mutual. This collaboration allows us to bring our specialized jewelry insurance product to market in a way that meets evolving customer expectations, while staying grounded in the expertise and purpose that have guided us for more than a century.”
Put a bindable auto quote at the endof your checkout of your checkout
Learn more about how Sure can launch your auto program in weeks, not months.