Property protection and compliance in one platform

Sure’s Tenant Legal Liability Insurance with integrated Verify technology protects property owners against tenant-caused damage and ensures 100% compliance across your portfolio. Coverage is applied automatically when a resident doesn't carry their own HO4 policy, and Verify monitors everything in real time.

Get started

Residents buy renters insurance in your experience

Residents without coverage can purchase an HO4 policy directly through an embedded flow during lease signing. Coverage requirements are enforced at checkout, so the policy always meets your rules. Monitoring starts immediately once the policy is bound.

Existing policies are validated against your rules

Residents upload their documents, and Verify checks coverage amounts, dates, and interested-party requirements against your rules automatically. The system does the extraction and validation. Property managers see who’s covered and who isn’t without chasing anyone.

Non-compliant units are never unprotected

Sometimes residents just don't get insurance. TLL is an optional blanket policy that covers tenant-caused damage when a resident is non-compliant. When someone falls out of compliance, they're enrolled automatically. When they become compliant again, they're removed. No manual intervention on your side.

Why choose Sure’s Tenant Legal Liability & Verify?

Complete protection

Achieve 100% insurance compliance while protecting assets against resident-caused damage. Eliminate coverage gaps that expose your properties to financial risk.

Seamless technology

Integrates with major property management software with mobile and desktop access. White-labeled design maintains your brand while real-time dashboards ensure compliance.

Automated efficiency

Stop manually tracking insurance certificates and chasing expired policies. Sure Verify handles validation automatically, freeing your team for everything that actually requires a human.

Built for scale

Works for multifamily apartments, single-family rentals, and student housing — any property requiring tenant insurance compliance.

$100K per occurrence

Coverage starts at $100,000 per occurrence with $200K and $300K limits available. Policies protect against fire, smoke, explosion, water damage, and sewer backup.

Available in all 50 states

Tenant legal liability policies are underwritten by an AM Best Excellent-rated carrier and available to properties across all 50 states.

Automated compliance

Powered by Sure Verify, coverage is continuously monitored with instant lapse alerts, automated verification during lease signing, and real-time portfolio dashboards.

Property protection and compliance in one platform

We handle the full insurance compliance lifecycle

Residents buy renters insurance in your experience

Existing policies are validated against your rules

Non-compliant units are never unprotected