Embedded protection for every account, card, and swipe
Insurance built for neobanks, card programs, and embedded finance platforms. Swipe-aware card benefits portals, a claims center that auto-adjudicates against your filed terms, and a marketplace of card-aware products your cardholders can add without leaving the app.
Engagement lift for a card benefits portal launched on Sure vs. a PDF benefits guide.
Claims auto-adjudicated to payout by Sure's rules engine, with no human adjuster.
Median card-linked claim time, from submission to funds on the card.
Insurance products in the marketplace, all white-labeled, all card-aware.
Coverage that fits the financial flows already in use
Whether you run platform, brokerage, or direct channel, the platform has a shape that fits. Same underwriting, same ledger, three in-flow surfaces.
- Eligible purchaseSFO-HND · $1,890
- Coverage max$10,000
- Deductible$0
- Claim windowThrough return + 30d
Your card's fine print, rebuilt as an app surface.
A fully white-labeled benefits portal with dynamic detail views for every card benefit: trip protection, purchase protection, rental car collision. Swipe-aware. Claim-able. Built with your brand, from pixel zero.
- Dynamic benefit detail views, driven by the card's filed terms.
- Swipe-aware: detects qualifying purchases in real time.
- Fully white-labeled. Publishable as a native screen.
// Rule evaluation trace for claim c_80112$ rule trip.pnr_eligible ✓$ rule trip.within_window ✓$ rule trip.reason_covered ✓ weather$ rule trip.limit_check ✓ $2,408 ≤ $10Kdecision: auto-approve · payout $2,408payout method: card creditelapsed: 3m 48s
Claims adjudicated in minutes, not months.
A claims center with filed, auditable rules for fast, accurate, cardholder-grade handling. 71% of claims route to auto-payout. Exceptions go to an adjuster with a decision-ready packet.
- Rules engine driven by the card's filed terms.
- Auto-payout to the card or a linked external account.
- Exception handling with a decision-ready packet for the adjuster.
- Powered by Claims AI for filed, auditable adjudication.
- Renters · $100K liability$14/mo
- Auto · Civic 2023$112/mo
- Pet · Luna · mix · 32lb$40/mo
- Travel · Kyoto · 7 nights$118/trip
An open shelf of protections for your cardholders.
Beyond the card's included benefits, Sure's marketplace surfaces additional protections. Homeowners, auto, pet, travel. Priced to the cardholder, bound in-app, rev-shared with you on every policy.
- 24+ card-aware products. All white-labeled to your brand.
- Rev-share flows through your existing payments rail.
- Cross-sell signals driven by spend and life events.
Built into the apps cardholdersalready open already open
Prebuilt connectors for the systems the fintech industry actually uses. Drop in a handful of keys. Skip the integration tour.
Card-network filings & card-linked events.
Spend events feed the rules engine.
Account verification for claim payout.
Issuer-direct claim payout to the card.
Agents can adjudicate from a ticket.
Agents can explain, quote, adjudicate.
“We selected Sure because their platform supports our ability to deliver a modern digital experience while maintaining the discipline and strength that define Jewelers Mutual. This collaboration allows us to bring our specialized jewelry insurance product to market in a way that meets evolving customer expectations, while staying grounded in the expertise and purpose that have guided us for more than a century.”
Give your cardholders benefits theycan actually find can actually find
Learn more about how Sure can launch your fintech program in weeks, not months.