One platform for intelligent insurance

Intelligent insurance runs on one platform. Underwriting, rating, payments, claims, and the agents that work them all live on a single AI-native stack with one filings library and one authority model. Carriers keep regulatory control. Brands launch programs in weeks, not months. Every action is logged for regulators.

The platform

The control layer between carriers, programs, and AI agents

Sure is the policy system of record. We sit between the carrier stack (filings, raters, capacity) and the program edge (apps, brokers, FNOL, payments), so every quote, bind, and claim writes to one ledger. Agents run inside the platform, never outside it.

Carrier stack
Filings and forms
Approved rates, rules, endorsements
Released raters
Rater versions, filed tables
Capacity and treaties
Quota share, quota groups
Underwriting authority
Eligibility, limits, exposure
Sure · Platform

The intelligent insurance platform

  • Policy system of record
  • Underwriting AI
  • Rating AI
  • Claims AI
  • Service AI
  • Launch AI
  • Verify AI
  • Payments AI
Program edge
Embedded quote
Mobile, web, API
Broker and agent tools
Producers, MGAs
FNOL and claims intake
Photos, docs, voice
Payments and disbursement
ACH, card, wire
The product set

Pick one, or bring the set

Every product is adoptable on its own. Together they are the platform. Bring one in, bring them all in. The ledger is the same either way.

01 / UA

Underwriting AI

Quote, rate, and bind through an API, an agent call, or a mobile embed. Every run is priced against a released rater, with every factor, decision, and override written to an auditable log. Policies issue in under a second and every decision is reviewable by regulators.

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02 / RA

Rating AI

Your rate tables, served through Model Context Protocol and callable by Claude, any LLM, or any agent. Versioned per rater, namespaced per partner, and logged in a way you can search.

Explore Rating AI
03 / CA

Claims AI

FNOL all the way through settlement. Photos triaged, coverage hydrated, reserves on a typed ledger. Simple claims close themselves. Exceptions route to adjusters with a decision-ready packet. Time-to-first-payment measured in hours.

Explore Claims AI
04 / SA

Service AI

Customer-facing AI agents that handle policy questions, endorsements, and account changes around the clock. Each agent is scoped to one product, so it only answers within the boundaries you set, with session memory that carries context across a conversation and a clean handoff to a human in your CRM when it matters. Service costs drop, response times measure in seconds, and every action is logged.

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05 / LA

Launch AI

Stand up new programs and keep them running. Launch AI ingests filings and turns them into a configured program ready to quote, then handles the ongoing partner work: tickets read, classified, and routed with the context already assembled. Programs go live in weeks instead of quarters, and operations teams start their week on the work that moves the business, not a triage meeting.

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06 / VA

Verify AI

How property managers keep tenants insured. Verify AI checks every tenant policy at lease-bind and watches it through the lease, flagging lapses, downgrades, and non-renewals the day they happen. No more chasing certificates of insurance over email. Tenant compliance shifts from a quarterly fire drill to a background process.

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07 / PAY

Payments AI

An insurance-native payment facilitator. Sure runs premium collection, billing schedules, dunning, refunds, mid-term adjustments, disbursements, and per-sub-merchant pricing with a daily true-up. Card, ACH, bank rail, and pay-with-escrow all run through one API.

Explore Payments AI
0

Programs running on Sure right now, across 50 states and DC

0ms

p50 quote-to-bind latency across released raters on the platform

0%

Of eligible claims close agent-to-settlement with zero human touch

Chubb's insurance offering, through Sure's technology platform, further reinforces our commitment to innovative, digital solutions and providing consumers with peace of mind.
James Walloga
EVP Accident & Health, Chubb North America
Chubb

See the platform up close

Get a walkthrough with the team at Sure. We'll dig into the platform and how we impact your roadmap.