Commercial liability, filed and bindable
Property and general liability for small business, written on carrier paper. Quote-to-bind built to fit the flows your customers already use.
- General liability$1M / $2M
- Building & contents$500,000
- Business personal property$100,000
- Business income12 mo
- Property deductible$1,000
- Cyber liability$250k
- Employment practices$100k
- Equipment breakdown$100k
Small-business BOP, filed state by state
Carrier-papered, Sure-rated. Every form, every version, every state we write today. Regulator approved.
States with a live, filed the BOP program writing on the Sure platform today.
What a Sure BOP actually covers
Standard limits shown. Every line is configurable at the program level. Raise the limit, add a rider, change the deductible. Sure re-rates and refiles.
Property and liability: standard BOP
Core- Building and contentsOwned or leased premises$500k
- Business personal propertyInventory, equipment, furniture$100k
- General liabilityBodily injury and property damage$1M / $2M
- Business incomeInterruption and extra expense12 mo
- Advertising and personal injuryLibel, slander, copyright$1M
- Property deductiblePer-claim$1k
Endorsements
Optional- Cyber liabilityFirst and third-party response$250k
- Employment practices liabilityWrongful termination, discrimination$100k
- Data breach responseNotification and credit monitoring$50k
- Equipment breakdownMechanical and electrical$100k
- Professional liabilityErrors and omissionsRider
- Commercial auto add-onHired and non-ownedRider
Coverages, rates, and limits vary by state.
What the policyholder lives in
A coffee-shop owner shouldn't sit on hold to pull a COI for a landlord or wait on an agent to update revenue at year-end. The partner's app handles it inline, in their brand.
Self-service that your team doesn'thave to staff have to staff
Owners pull COIs, file claims, and adjust coverage when revenue or locations change, all inside the partner's app. Claims AI handles triage in the background while the partner sees status without owning the queue.
- Instant COI generation for landlords, vendors, and one-off events
- First-notice-of-loss routed straight to Claims AI
- Mid-term endorsements when revenue, payroll, or locations change
- Service handoffs to live agents stay inside the partner's brand
Active- Download policy documentsDeclarations, COI, endorsements
- Update policyLocations, payroll, revenue, additional insureds
- View payment detailsCard on file, billing history, autopay
- Add a locationPremises, equipment, additional insureds
Launch a commercial liability program,filed and writing in weeks filed and writing in weeks
Learn more about how your commercial liability program can go live in weeks, not months.Built for brands and carriers ready to ship. Built for brands and carriers ready to ship.