Payments built for insurance
Sure Payments AI moves every dollar in your program through one ledger grounded in your rate filing. Authorizations, captures, refunds, and carrier transfers land in real time, computed from the same rates that price the policy. Agents read and act on the ledger directly, with no batch jobs and no reconciliation layer to maintain.
A payments stack that knows how a premium is built
Every number traces to your filing
Every premium, surcharge, fee, and refund is computed straight from your filed rates, including mid-term changes, short-rate cancellations, and pro-rata refunds. No second rating engine, no hand-coded business logic.
A single write per event
Every payment event lands as a single structured ledger entry the moment it happens. Authorizations, captures, refunds, and carrier transfers are all written in real time. No overnight batch jobs, no offline reconciliation spreadsheets, no end-of-month crunch.
Exceptions resolved in the loop
Agents work payment exceptions the moment they appear, from dunning and lapses to reinstatements and refunds. People only see the calls that genuinely need a person.
Callable by any agent
Every payment action is exposed as a tool. Service agents, claims agents, partner agents read the ledger and move money without a portal or a CSV.
Four parts of one ledger
Premium collection
Authorize, capture, and ledger write in one transaction. Card, ACH, and bank rails, with the split into premium, taxes, and fees taken from the filing.
Billing schedules
Filed cadences, daily cycles, dunning retries, grace periods, lapse and reinstate. Agents work the exceptions. The schedule keeps running.
Refunds and MTAs
Cancellations, mid-term changes, and early-out windows. The math reads from your filing on each event, not from logic baked into code.
Disbursements
Money moved to partners, carriers, and fee recipients. Daily true-ups booked as structured ledger entries.
The same filing that prices the policy moves the money
Underwriting CLI files the rates. Rating MCP exposes them. Payments reads from the same tables for every charge, refund, and transfer. One source of truth for the price, the bill, and the dollar that settles.
“Chubb's insurance offering, through Sure's technology platform, further reinforces our commitment to innovative, digital solutions and providing consumers with peace of mind.”
See insurance payments done the right way
Walk through Sure's payments system with our team. We'll cover everything from premium collection to reconciliation, and the parts of insurance money movement that power programs.