Scheduled jewelry, written to cover the whole story
Engagement rings, inherited watches, the piece you never take off. Specialty jewelry coverage, bound on the Sure platform. Worldwide protection against loss, theft, mysterious disappearance, and accidental damage.
- Scheduled limit$25,000
- Worldwide coverageIncluded
- Mysterious disappearanceIncluded
- Accidental damageIncluded
- Deductible$0
- Heirloom riderOn
- Watch-specific riderOn
- Agreed valueOn
Specialty jewelry programs,filed state by state filed state by state
One carrier, one set of forms, every state. Our carrier partner is licensed nationwide for personal jewelry. Some states cap the blanket per-claim maximum at $5,000.
Jurisdictions where our carrier partner writes scheduled personal jewelry through Sure today.
What a Sure jewelry policyactually covers actually covers
Standard limits shown. Every line is configurable at the program level. Raise the schedule, add a rider, set agreed value.
Scheduled jewelry: blanket form
Core- Per-item scheduled limitReplacement or agreed value$25k
- Worldwide coverageAnywhere you travelIncluded
- Mysterious disappearanceLost without known causeIncluded
- Accidental damageCracked stones, bent settingsIncluded
- Theft and lossOn or off the premisesIncluded
- DeductiblePer claim$0
Endorsements
Optional- Appraisal servicesNetwork of certified appraisersIncluded
- Repair approval networkJeweler-direct repair routingIncluded
- Heirloom riderIrreplaceable-item valuationRider
- Watch-specific riderMovements, cases, bandsRider
- Agreed valueLocked payout on scheduled itemsRider
- Loss reporting24/7 reporting with claims triageIncluded
Coverages, rates, and limits vary by state.
What the policyholder lives in
Re-appraisals come due every few years. A missing earring needs to be reported the moment it goes missing. Sure's jewelry insurance product comes with built-in workflows that support everything, from re-appraisals to filing claims.
Self-service that your team doesn'thave to staff have to staff
Policyholders schedule re-appraisals, add new pieces to the schedule, and file loss or theft claims inside the partner's app. Claims AI handles triage in the background.
- Schedule new items at any time without re-quoting the policy
- FNOL on loss, theft, or mysterious disappearance routed straight to Claims AI
- Re-appraisal reminders surface inside the app on the right cadence
- Service handoffs to live agents stay inside the partner's brand
Active- Download policy documentsDeclarations, scheduled-item appraisals, endorsements
- Update policyScheduled items, agreed values, riders
- View payment detailsCard on file, billing history, autopay
- View benefitsSchedule, agreed values, perils covered
Launch a jewelry program, filed andwriting in weeks writing in weeks
Learn more about how your jewelry program can go live in weeks, not months. Built for brands and carriers ready to ship.