Personal and commercial auto, one platform
Personal lines, commercial fleets, TNC, rideshare, delivery. One rating engine, one bind flow, fifty states of filings. From your dealership to a policyholder's claim payout, everything is handled by Sure.
- Bodily injury100/300
- Property damage$50,000
- Collision deductible$500
- Uninsured motorist100/300
- Roadside assistanceOn
- Rental reimbursement$40/day
- Gap coverageOn
Auto programs, filed state by state
Every form number, every version, every state. Regulator approved.
States with a live, filed auto program on the Sure platform today.
What a Sure auto policyactually covers actually covers
Standard limits shown. Every line is configurable at the program level. Change the deductible, raise the limit, add a rider. Sure handles everything.
Liability & property, standard auto
Required- Bodily injury liabilityPer person / per accident$100k / $300k
- Property damage liabilityPer accident$50k
- Collision coverageDeductible$500
- ComprehensiveTheft, weather, glass$250
- Uninsured motoristPer person / accident$100k / $300k
- Medical paymentsPer person$5k
Program-specific endorsements
Optional- Rideshare period 1–3TNC app on, passenger, drop-offIncluded
- Delivery / courier useLast-mile, restaurant, groceryRider
- Rental reimbursementPer day / per claim$40 / $1.2k
- Roadside assistanceTowing, lockout, jump-startIncluded
- Gap coverageLease / finance gapRider
- OEM parts guaranteeRepair with original partsRider
Coverages, rates, and limits vary by state.
What the policyholder lives in
The bind is the easy part. Renewals, endorsements, and first-notice-of-loss are where most programs fall apart. When built on Sure, insurance products live within a brand's experience.
Self-service that your team doesn'thave to staff have to staff
Drivers file claims, pull ID cards, and adjust limits inside the brand's app. Claims AI handles triage in the background. Partners see statuses without owning queues.
- First-notice-of-loss in two taps, routed straight to Claims AI
- Live coverage and ID cards, downloadable as PDFs
- Mid-term endorsements without rebuilding the quote
- Service handoffs to live agents stay inside the partner's brand
Active- Download policy documentsDeclarations, ID cards, endorsements
- Update policyDriver info, coverage limits, vehicles
- View payment detailsCard on file, billing history, autopay
- File a claimFirst-notice-of-loss, photos, status
Launch an auto program, filedand writing in weeks and writing in weeks
Learn more about how your auto program can go live in weeks, not months. Built for brands and carriers ready to ship.